Insurance Services

In Chattanooga, TN

Competitive Rates

Tailored Insurance Solutions

Works With Various Insurers

Hours:

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Our Trustworthy Insurance Services

At Lawhorn Insurance Services, we've been protecting Chattanooga families and businesses since 1987. We're a family-owned agency that understands what matters most to you isn't just about having insurance—it's about having the right coverage when you need it most. We don't believe in one-size-fits-all solutions; instead, we take the time to understand your specific needs and circumstances. Our approach involves comparing policies from multiple insurance providers to find the perfect balance of coverage and affordability.


We've built our reputation on creating personalized insurance packages that protect what you value without breaking the bank. Whether you're looking to insure your home, vehicle, business, or recreational equipment, our team brings decades of experience and a genuine commitment to serving our community with integrity and expertise.

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Why Choose Lawhorn Insurance Services?

When you partner with Lawhorn Insurance Services, you gain advocates who support you through life's unexpected moments. As an independent agency, we work for you, allowing us to shop for competitive rates without sacrificing coverage quality.


Our exceptional service includes quick responses to your questions and assistance with claims. Our clients remain loyal because we treat them like family, providing honest advice and tailored solutions. We've helped generations of Chattanooga residents protect what matters most, and we’d be honored to do the same for you.

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Competitive Rates

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Exceptional Service

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Since 1987

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Works With Various Insurers

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Tailored Solutions

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Family Owned

Contact Us

Home Insurance Services

Your home is likely your biggest investment, and protecting it shouldn't be complicated. We offer customized home insurance policies that cover not just the structure itself, but also your personal belongings, liability concerns, and additional living expenses if disaster strikes.

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Auto Insurance Services

Driving comes with inherent risks, but your auto insurance shouldn't add stress to your life. Lawhorn Insurance Services provides comprehensive auto coverage options that protect you, your passengers, and your vehicle while keeping premiums reasonable.

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Motorcycle Insurance Services

The open road calls for specialized protection that understands the unique joys and risks of motorcycle ownership. Our motorcycle insurance options go beyond basic liability to include custom parts coverage, roadside assistance, and rider protection that recognizes the specific vulnerabilities motorcyclists face.

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Boat Insurance Services

Tennessee's beautiful waterways deserve to be enjoyed with complete peace of mind. Our boat insurance policies protect your watercraft investment against damage, theft, liability claims, and the specific hazards of lake and river navigation.

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RV Insurance Services

Your home on wheels represents both freedom and significant investment, requiring insurance that understands this dual nature. Our RV insurance packages combine elements of both auto and home coverage, protecting your vehicle, personal belongings, and creating liability safeguards whether you're parked or on the move.

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Commercial Insurance Services

Your business faces unique challenges and deserves protection as individual as your entrepreneurial vision. We offer commercial insurance solutions that safeguard your operation against property damage, liability claims, business interruption, and industry-specific risks.

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Recreational Insurance Services

Your leisure activities and equipment represent both significant investment and important sources of joy in your life. Our recreational insurance options cover ATVs, snowmobiles, golf carts, and other specialty vehicles with policies designed specifically for how and where you use them.

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Here's what our satisfied customers are saying...

At Lawhorn Insurance Services, we take pride in providing exceptional insurance policy services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve, and helps others make informed decisions. Please take a moment to leave a review of Lawhorn Insurance Services and let others know what you think.